Columbia International Affairs Online: Working Papers

CIAO DATE: 11/2013

The Roles of Gender and Education on the Intrahousehold Allocations of Remittances of Filipino Migrant Workers

Marjorie Pajaron

July 2013

Asia-Pacific Research Center


This paper shows that the individual’s bargaining power within the household, proxied by gender and educational attainment of household head, affects how remittances sent by Overseas Filipino Workers are spent in the Philippines. Gender of the household head, not of the remitter, matters in the allocation of remittances. As remittances increase, female heads with absent spouses spend less on alcohol and tobacco while male heads with absent spouses spend more on these goods; regardless of gender, household heads with less education allocate more to education than those with more education.