Cato Journal

Cato Journal

Spring/Summer 2002


A Regulatory Bypass Operation
By Tom Miller



Our health insurance choices are burdened by thickening fatty deposits of regulatory sclerosis. We need to open up some new arteries for consumer-driven health care reform. A regulatory bypass operation would insert market-based shunts, grafts, and transplants into health insurance regulation, before the current seeds of comprehensive federal regulation, first planted in the Health Insurance Portability and Accountability Act of 1996 (HIPAA), grow deeper roots in the years ahead.

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